Public Offer

This document is a formal offer (public offer) for the use of the services provided through the sBook mobile application. By starting to use the application you accept these terms in full.

1.General provisions

1.1 This document constitutes a public offer within the meaning of Articles 367 and 369 of the Civil Code of the Republic of Uzbekistan and is a formal offer addressed by the administration of the sBook project (hereinafter — "the Provider") to an indefinite range of persons.

1.2 The offer is accepted by any one of the following actions: registering in the sBook app, signing in to the app, or paying for a subscription. From the moment of acceptance, an agreement on these terms is deemed concluded between the Provider and the user (hereinafter — "the User").

1.3 If the User does not agree with any part of the terms of this offer, the User must stop using the application.

1.4 This offer applies as a single document together with the Terms of Use, the Privacy Policy and the Refund Policy.

Important

Before paying for a subscription, please read sections 7, 8 and 9 and the Refund Policy carefully.

2.Terms used in this offer

TermMeaning
Application sBook — a mobile application for the Android and iOS platforms (package identifier uz.devares.sbook).
Service The business bookkeeping service provided through the Application and its server side.
Account The User's personal account linked to a phone number.
Business A separate accounting unit created inside the Application. One Account may have several Businesses.
Owner The User who created the Business. Has extended rights.
Member A User admitted by the Business Owner and granted access to that Business's data.
Trial period The initial period granted for using the Service free of charge.
Subscription The right to use the Service within the selected plan and term.

3.Subject of the agreement

3.1 The Provider grants the User the right to use a software service for recording business income, expenses, debts, warehouse stock and assignments through the sBook application and its cloud server side. The User, in turn, complies with the terms of this offer and pays for the plan selected.

3.2 The Service is provided under the "Software as a Service" (SaaS) model. The User is granted an ordinary (non-exclusive) right to use the software, not exclusive rights to it.

3.3 To use the application, the User must have an internet-connected Android or iOS (13.0 or higher) device. Costs of internet access are borne by the User.

4.Scope of the service

4.1The Service includes the following features:

  • Home — adding, editing and deleting income and expense entries; keeping records in UZS and USD; filtering by period (today / 1 week / 1 month / all) and search across the entire history; period totals.
  • Debts — tracking debts in the "I Need to Pay the Debt" and "I Need to Collect the Debt" directions, setting a due date or leaving it open, full and partial repayment, and reminders for debts approaching their due date. When a debt is closed, the corresponding income or expense entry is created automatically.
  • Warehouse — tracking products and their quantities, viewing the stock-in/stock-out history, and linking a sale entry to the warehouse balance.
  • Assignments — creating tasks for the team, changing their status (pending / in progress / done / cancelled) and adding comments.
  • Notes — text notes kept within a business.
  • Analytics — the breakdown of income and expenses by category for a period, charts, viewing the entries within a category, and selecting a month or any custom date range.
  • Excel export — exporting the entries of a selected date range to an .xlsx file and sharing it through the device's standard share dialog.
  • Exchange rates — rates for USD, EUR, RUB, CNY, GBP and TRY, plus a converter. The rates are based on data from the Central Bank of the Republic of Uzbekistan.
  • Multiple Businesses — running several Businesses under one Account and switching between them.
  • Team — sending a join request using the Business identifier, approval or rejection of the request by the Owner, the Member list, and removal of a Member.
  • Notifications — in-app and push notifications about debt due dates, join requests, assignments and payments.
  • App Lock — a 4-digit PIN code and biometric protection (Face ID / fingerprint).
  • Three languages — Uzbek, Russian and English.

4.2 The Provider is entitled to extend, improve and add new features to the Service. Complete removal of an existing feature or making it paid does not apply until the User's current subscription term expires.

4.3 Certain features require an active subscription. The list of such features is set out in section 9.

5.Registration and Account

5.1 To register, the User enters a first name, a last name and a phone number in the format of the Republic of Uzbekistan (+998).

5.2 The application does not use passwords. Sign-in and registration are confirmed with a 6-digit one-time code sent by SMS to the phone number. The code can be requested again after 60 seconds.

5.3 Only one Account may exist per phone number. The phone number can be changed in the app settings — the new number is likewise confirmed with an SMS code.

5.4 The User is solely responsible for keeping their phone number and the SMS codes sent to it confidential. All actions taken from the Account by a third party are deemed to be the User's own actions.

5.5 The Service may be used by persons who are at least 18 years old and have legal capacity.

6.Free trial period

6.1 Every new Account receives a 30 (thirty) day free trial period. The trial period begins the moment the application is launched for the first time.

6.2 During the trial period all features of the Service are available without restriction. No payment is charged for the trial period and no card details are requested.

6.3 The trial period does not convert into a paid subscription automatically. When it ends, the User selects a plan and makes the payment themselves.

6.4 The trial period is granted once per Account. Its start and end dates are determined by the server record; reinstalling the application or changing the device does not renew the trial period.

6.5 Actions taken to obtain a repeat trial period by creating a new Account may be treated as abuse and may lead to the Account being blocked.

Why this matters

The 30-day trial period lets you check whether the Service suits you before paying. That is precisely why no refund is made once a payment has been completed (exceptions are set out in the Refund Policy).

7.Subscription and plans

7.1 The list of current plans, their names, terms (in months), prices and discounts is shown in the "Payment Methods" section of the application. This information is loaded from the Provider's server in real time, and the value displayed in the application is always the current one.

7.2 All prices are stated in UZS and include taxes. The payment screen shows the approximate monthly price and the final total amount for the selected term separately. Payment is made for the total amount.

7.3 For subscription calculations, one month is taken as 30 calendar days.

7.4 A subscription is linked to an Account, not to a Business. That is, the subscription applies to the Account of the User who paid for it. All Businesses under that Account operate within that subscription; other Members who have joined a Business must have their own separate subscriptions for their Accounts.

7.5 The Provider is entitled to change plan prices. A price change does not affect a subscription that has already been paid for and is in effect — it continues until the end of its term on the terms in force at the time of payment.

7.6 Discounts, promotions and special offers are set by the Provider. They are valid for the period stated and cannot be combined with other discounts.

8.Payment procedure

8.1 Payment is made inside the application with a UZCARD or HUMO bank card. Payments are processed through the Payme payment system.

8.2 Payment consists of the following steps:

  1. selecting a plan;
  2. entering the card number, expiry date and the phone number linked to the card;
  3. confirming with the 6-digit SMS code sent to that phone number;
  4. once the payment succeeds — immediate activation of the subscription.

8.3 The User must use only a card that lawfully belongs to them. Liability for using another person's card without their consent rests entirely with the User.

8.4 Automatic renewal (auto-payment) is not used. No repeat or recurring charges are made to the card. When the subscription term ends, it simply stops. To continue using the Service, the User makes a new payment manually.

8.5 No separate action is required to cancel a subscription — under clause 8.4 the subscription ends by itself when its term expires.

8.6 A warning is displayed in the application 7 days before the subscription term expires.

8.7 The procedure for reporting payment-related problems (money charged but the subscription not activated; a double charge) is set out in the Refund Policy.

8.8 Proof of payment. The application does not display a payment history. If you need a confirmation or an invoice for a payment made, contact us using the details in section 14 — the document is issued upon request. A bank SMS notification of the payment is also accepted as proof of payment.

8.9 Consent to service messages. By using the application you consent to receiving sign-in codes, payment confirmations, debt due-date reminders and other service messages by SMS and push notification. These messages are an integral part of the service and are not of an advertising nature.

About card details

The application stores on your device only the last 4 digits of the card, its expiry date and the cardholder's name. The full card number is not stored on the device. For details, see the Privacy Policy.

9.After the trial period or subscription ends

9.1 Once the trial period or the subscription term ends, use of the Service is restricted as follows:

SectionStatus after the subscription ends
HomeOpens and existing entries can be viewed. Adding, editing and deleting entries is blocked.
DebtsThe section is closed and an offer to renew the subscription is shown.
AssignmentsThe section is closed.
AnalyticsThe section is closed.
WarehouseRemains open — products and quantities can still be managed.
Settings, payment, supportRemain open.

9.2 The end of a subscription does not mean your data is deleted. All entries are retained and become fully available again as soon as the subscription is renewed.

9.3 Even after a subscription has ended, the User retains the right to request access to or deletion of their data (Privacy Policy, section 10).

10.Rights and obligations of the parties

10.1Obligations of the Provider

  • to provide the Service in accordance with the terms of this offer;
  • to process and protect the User's data in accordance with the Privacy Policy;
  • to receive and review the User's enquiries;
  • to give notice of scheduled maintenance as far in advance as possible;
  • to maintain regular backups of the database.

10.2Rights of the Provider

  • to improve the Service and change its interface and functionality;
  • to set and change plans and discounts;
  • to restrict or block an Account in the event of a breach of this offer or of the law;
  • to suspend the Service temporarily for necessary maintenance;
  • to discontinue the Service or any part of it — in which case the unused portion of active subscriptions is refunded.

10.3Obligations of the User

  • to provide accurate information when registering;
  • to keep the phone number and SMS codes confidential;
  • to use the Service only for lawful purposes;
  • to respect the rights of third parties (customers, debtors, employees) when entering information about them into the application;
  • to pay for the selected plan on time.

10.4Rights of the User

  • to use the Service in full within the scope of this offer;
  • to download their data in Excel format at any time;
  • to request deletion of their entries, business and account;
  • to contact the support service;
  • to stop using the Service at any time.

11.Liability and its limitation

11.1 The Service is provided "as is". The Provider does not warrant that the Service will meet any particular purpose of the User.

11.2 sBook is an auxiliary tool for keeping accounting records. It is not an official accounting document, a tax return or a source of financial advice. Responsibility for the accuracy of reports submitted to tax and other state authorities rests entirely with the User.

11.3 The exchange rates shown in the application are for information only. The Provider is not responsible for their accuracy or timeliness.

11.4 The Provider is not responsible for:

  • the accuracy of the data entered by the User;
  • damage arising from the User's phone number, device or SMS codes falling into the hands of a third party;
  • interruptions in the operation of an internet provider, mobile operator, payment system or the device's operating system;
  • data deleted from the application by the User themselves;
  • the consequences of the User passing an Excel export file to a third party;
  • indirect damage, lost profit and lost revenue.

11.5 The Provider's total financial liability in any circumstances is limited to the amount paid by the User during the last 3 (three) months.

11.6 The parties are not liable for failure to perform their obligations due to force majeure (natural disasters, military action, decisions of state authorities, major outages on internet backbone networks).

12.Term of the agreement and amendments

12.1 The agreement enters into force at the moment of acceptance and remains in force until terminated by either party.

12.2 The User may terminate the agreement at any time by ceasing to use the application and requesting deletion of the account.

12.3 The Provider is entitled to amend this offer unilaterally. A new version enters into force on the date it is published on sbook.uz. Material changes are announced through an in-app notification.

12.4 Continuing to use the Service after changes are published constitutes acceptance of the new version.

13.Dispute resolution and governing law

13.1 This offer is governed by the law of the Republic of Uzbekistan.

13.2 Any disputes are resolved primarily through negotiation. A written claim is reviewed within 15 (fifteen) business days.

13.3 If no agreement is reached, the dispute is referred to the competent court of the Republic of Uzbekistan.

13.4 If any clause of this offer is found invalid, the remaining clauses stay in force.

14.Details and contact

All questions about the service, payments and the agreement are accepted through the following channels:

sBook — support service
Website
sbook.uz
Get the app
App Store and Google Play
Telegram
@sBookuz
Instagram
@sbookuz
Working hours
Monday–Saturday, 09:00–18:00 (Tashkent time, UTC+5)

This version enters into force on 10.09.2026.